Financial Tools
Should I refinance my mortgage? How much do I need to save for my child's college education? As accounting professionals, these are some of the questions that are posed to us on a daily basis. We are providing these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in the decision making process.
Financial Calculators

Find out how much interest you can save by increasing your monthly auto loan payment.
Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.
Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.
Should you lease your next automobile or finance it? Find out with this calculator!

Should your business consolidate its debt? Use this calculator to find out.
This tool calculates a business valuation based upon the discounted cash flow methodology - illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.
Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.
Should you lease your equipment or finance it? Find out with this calculator!
This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.
Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.
This calculator is designed to calculate and the recognized loss, gain and the basis for a Like Kind Exchange.
This calculator can help you determine the selling price for your products to achieve a desired profit margin.
If you have repossessed personal property from a deferred payment sale, you can this calculator to determine the gain or loss.
If you have repossessed personal property with installment payments, you can this calculator to determine the gain or loss.
If you have repossessed real property, you can this calculator to determine the gain or loss as well as its new basis.
Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.

Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
Use this calculator to determine how long it will take you to payoff your credit cards if you only make the minimum payments.
Use this calculator as a starting point for your debt management plan.
The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt.
This Debt Calculator applies two simple principles to paying off all your Debt that can cut years off of your repayment schedule.
The Student Loan Consolidation and Debt Payoff calculator applies two simple principles to paying off your Debt; Consolidate your student loans, and use the monthly savings to pay off your other outstanding debt.

This Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year.
Use this calculator to help you determine how much your Health Savings Account (HSA) will be worth over time.
Find out how much life insurance you really need!
Long term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.

An investment property can be an excellent investment. This calculator is designed to examine the potential return you might receive from an investment property.
Use this calculator to determine the future value of a lump sum.
This calculator shows a REIT's hypothetical yield and how ROC impacts tax equivalent yield.

Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
Should you consolidate your debt? Use this calculator to find out.
Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term.
Use this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining.
Use this calculator to see what it will take to pay off your line of credit, and what you can change to meet your repayment goals.
Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options.

This calculator helps you to determine what your adjustable mortgage payments will be.
Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.
Use this calculator to generate an amortization schedule for an interest only mortgage.
Use this calculator to determine your monthly payment and amortization schedule.
Are you better off buying your home, or should you continue to rent?

Analyze your budget, see where your money goes and find out where you can improve!
This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.

Use this calculator to see how long your retirement savings will last based on your retirement savings and your inflation adjusted withdrawals.
Use this calculator to see how increasing your contributions to a 401(k), 403(b) or 457 plan can affect your paycheck as well as your retirement.
Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.
Plan your retirement with pension and possible retirement employment income. Find out if you are on track - and learn how to stay there.
Use this calculator to estimate your Social Security benefits.

Use this calculator to help develop or fine tune your education savings plan.
Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.
What will it take to reach your savings goal? This financial calculator helps you find out.

Use this calculator to help you determine your paycheck for hourly wages.
Determine the gross paycheck needed to provide a required net amount.
Use this calculator to help you determine the impact of changing your payroll deductions.